Personal Finance »Loans & Credit Cards
Loans & Credit Cards
  • 08 Feb 16
    05:10 AM
    When an individual becomes a victim of card fraud, the issuer usually don't take any responsibility. The onus is on the cardholder to prove it didn't happen due to his or her negligence. Even approaching the police might not yield results.
  • 07 Feb 16
    04:28 AM
    When taking a home loan, lenders usually force borrowers to take an insurance cover from them. This helps them to recover the outstanding in case the borrower passes away and they also earn a handsome commission.
  • 04 Feb 16
    02:49 PM
    When Rahul got a mail from his bank that he’s eligible for a free credit card with a decent credit limit, he was not sure if he should take that offer or not.
  • 03 Feb 16
    04:39 AM
    If you have zeroed in on your dream home, but cannot afford to pay the equated monthly instalments (EMIs) because of your low salary, you can opt for State Bank of India (SBI)’s FlexiPay Home Loan scheme.
  • 22 Dec 15
    02:40 AM
    If you have a home, automobile, personal or mortgage loan, you have the option of switching over to Marginal Cost of Funds based Lending Rate (MCLR) from April 1, 2016. Compared to the base rate, the new method will allow faster transmission of changes in
  • 17 Dec 15
    01:42 PM
    Whenever an individual avails a loan or credit card, the lender reports the details, such as outstanding, interest rate, and equated monthly instalment, to credit bureaus.
  • 23 Nov 15
    04:49 AM
    Before you apply for a big-ticket loan such as buying a house, get your credit report from one of the country's four credit bureaus. The report would contain your score, a three-digit number that reflects your creditworthiness.
    04:46 AM
    'An ex-taxi driver bought a painting for $170 million'. The newspaper headline caught my eye. The news inside was even more interesting. The former taxi driver, now a Chinese billionaire, had paid for the painting through his credit card.


Company Price Gain (%)
Reliance Inds.962.200.59
M & M1,189.000.54
Sun Pharma.Inds.856.100.22


Will bank shares witness a decline in the near term after RBI kept key rates unchanged?

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