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Please bear with me, as I write one more article on my favourite bugbear - banks charging higher interest to existing home loan consumers, while laying a red carpet (and low rates) for new ones. This is a personal experience.
As a joke goes, if you don't love your job, take a home loan. However, as a home loan is for a significantly long period (10-20 years or more), there can be times when things aren't financially rosy for the family.
Tata Capital, the financial services arm of Tata Group, has launched an online portal - cars.tatacapital.com, which is a car loan integrated store where customers can search for a car and the loan for the same.
"Higher sales tax proposed if you pay by credit card" - Around the turn of the century, I remember reading headlines like these, as cash-strapped state governments thought up ever newer ways of raising revenues.
Satish Kumar (name changed), an information technology professional, recently got an American Express credit card. Since his credit score is around 770, he can easily get a loan or another credit card if he applies for it.