The next time you walk into an ATM, check the machine to see if there’s anything unusual. If the card-accepting slot is shaky or loose, don’t use it. And, if the machine swallows your card, block it immediately.
While State Bank of India (SBI), has decided to add a margin of 25 bps to its base rate for new home loan borrowers, ICICI Bank is yet to decide whether they will continue with the same margin which is base rate plus 20 bps.
Retail customers' expectation of offers this festive season from banks and financial institutions could result in a letdown. For, most lenders are postponing such offers; some have ruled out any such scheme.
My credit report is showing I have an outstanding payment on my car loan, though I paid back the entire loan amount last year. I have a letter from the bank to prove it. When I applied for a home loan, the bank told me about my credit report.
Are you a student looking to take an education loan and wondering which bank has the best option? Would you also like information about the several national scholarships available? You can log in to Vidyalakshmi.co.
Please bear with me, as I write one more article on my favourite bugbear - banks charging higher interest to existing home loan consumers, while laying a red carpet (and low rates) for new ones. This is a personal experience.