Have you been receiving calls offering you a lower interest rate on your credit card balance if you transfer it to another bank? While there are advantages, you need to consider a few conditions before jumping at such offers.
Have you been receiving calls offering you a lower interest rate on your credit card balance if you transfer it to another bank? While there are advantages, there are few conditions to consider before you jump at the offer.
When one loses money during a transaction, one is often quick to blame her/his bank. But most such cases relate to the use of technology in banking. While technology has undoubtedly made life easier, it could prove costly if one isn't cautious.
For many newly-wedded couples or those planning to tie the knot, discussing money is not among the top priorities. Neha Sharma regrets this. She married her colleague while working at a prominent Knowledge Processing Outsourcing (KPO) firm in Mumbai.
With the Reserve Bank of India cutting the repo rate by 25 basis points last week, borrowers would be happy that the rate cut season is beginning. While most banks haven't still signalled base rate cuts, it is only a matter of time before they do so.
Imagine this: This Diwali, you bought a 42-inch high-definition LED television and a new sofa set. You ended up spending more than your budget. Now, you have run up a huge credit card bill and cannot afford to make the full payment on the due date.