Personal Finance »Loans & Credit Cards
Loans & Credit Cards
  • 29 Oct 14
    01:53 AM
    Imagine this: This Diwali, you bought a 42-inch high-definition LED television and a new sofa set. You ended up spending more than your budget. Now, you have run up a huge credit card bill and cannot afford to make the full payment on the due date.
  • 22 Oct 14
    05:28 PM
    Traditional wisdom says repaying loan(s) helps get a good credit score. However, that may not always be true. Like in case of software professional Milind Deo.
  • 09 Oct 14
    09:30 AM
    Many of us plan to make big-ticket purchases like an LCD television, a high-end mobile phone or laptop during the festive season.
  • 22 Sep 14
    12:26 AM
    "I had booked a flat in Delhi in 2009 for Rs 20 lakh. I got a loan worth Rs 14 lakh sanctioned for it. I made a down payment of Rs 6 lakh and the lender disbursed Rs 5 lakh.
  • 14 Sep 14
    12:18 AM
    Consumers seem to be cashing out of automated teller machines (ATMs) and logging in at point-of-sale (POS) terminals more frequently. Even as the network expands, the average number of transactions at ATMs is on a downward slope.
  • 25 Aug 14
    12:16 AM
    Consumers would not like to change their current situation even when it is clearly beneficial for them and when it costs them nothing to make the change. It requires a big nudge for them to do what is obvious to you and me.
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