Personal Finance »Loans & Credit Cards
Loans & Credit Cards
  • 18 Apr 16
    03:10 AM
    Mumbai-based musician Manoj Raikar was shopping online for ceramic knives. A set of four was available at half the price on international websites compared to Indian online retailers. Surprised, he checked the shipping cost. It was free.
  • 11 Apr 16
    03:09 AM
    The new financial year has started on a good note for borrowers with, several banks cutting lending rates, thanks to adoption of the marginal cost of lending rate (MCLR). This led to a reduction in home, automobile and personal loan rates at many banks.
  • 06 Apr 16
    11:00 AM
    The Reserve Bank of India (RBI) has cut repo rates by 150 basis points (bps) in the past 14 months, including a 25-bp cut on Tuesday. However, borrowers are yet to get substantial benefit from banks. The transmission, at best, has been 50-60 bps.
  • 30 Mar 16
    12:30 PM
    Starting April 1, the way home, auto or any other floating rate retail loan is calculated will change. It will now be linked to the Marginal Cost of Funds based Lending Rate (MCLR) instead Base Rate.
  • 01 Mar 16
    10:40 PM
    Finance Minister Arun Jaitley brought cheer to first-time home buyers by offering an additional deduction of Rs 50,000 on interest repayment under Section 80EE.
  • 21 Feb 16
    03:32 AM
    Traditionally, people went to their neighbourhood bank if they wanted to rent a safe deposit locker. But, now non-banking finance companies (NBFCs) have also received permission to offer this facility.
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