While taking a home or car or personal loan, people do a lot of due diligence in terms of shopping for rates on offer, prepayment penalties, etc. However, the same isn't done by many while closing the loan.
Home and car loan borrowers are most likely going to be a happier lot in 2015. With the Reserve Bank of India (RBI) cutting the repo rate twice — from 8 to 7.5 per cent — in two tranches since January, banks would sooner or later start
What is the procedure to get a credit report and what is the cost?A credit report can be requested from any of the credit bureaus - Cibil, Experian or Equifax - by downloading the application form from the websites and submitting the completed application
Have you been receiving calls offering you a lower interest rate on your credit card balance if you transfer it to another bank? While there are advantages, you need to consider a few conditions before jumping at such offers.
Have you been receiving calls offering you a lower interest rate on your credit card balance if you transfer it to another bank? While there are advantages, there are few conditions to consider before you jump at the offer.
When one loses money during a transaction, one is often quick to blame her/his bank. But most such cases relate to the use of technology in banking. While technology has undoubtedly made life easier, it could prove costly if one isn't cautious.