I hold shares of Infosys. But, given the guidance this time, I am losing hope.

Real estate developers often delay handing over properties to buyers. But how many buyers approach consumer courts to get redressal? How many file FIRs on loss of wallets or mobile phones? Not many.

Everytime you fill a form for an investment or an asset, you always have to name a nominee of the proceeds of the same for smooth transfer of money in case of an eventuality. However, many feel this is a task and do not name a nominee.

The discussion on India’s growth slowdown and investment slump typically vacillates between fact and conjecture. First, the facts. Investment-led growth is the only sustainable growth driver in a supply-constrained economy like India.

In the past year, investors have been lured by some new concepts on investing. So, if your broker was earlier asking you to invest in equities as these were value picks, today he could pitch the same as it was ‘good & clean’.

Today, you can sell just about anything over the internet. Cars, too. Over the last couple of years, a number of websites have entered this segment. This includes carnation.

Dynamic bond funds generally invest in fixed-income instruments of various maturities and seek to actively manage such investments by playing on the yield curve, based on the fund manager’s expectation of interest rate movements.

The Central Board of Direct Taxes (CBDT) has issued new income tax return forms for those holding assets outside India, (Forms ITR-2, 3 and 4). The detailing requirements have been made more stringent.

For risk-averse investors, there is a choice of a wide range of debt products. Each of the products has its own utility, depending on your goal and investment horizon.

The Indian saver has a plethora of choices. If he wants a loan, hundreds of banks and finance companies will give it to him. To grow his wealth, he has mutual funds or pushy insurance agents.

I am 18 and in my first year of college. I have been working in holidays to save for my future, and have saved Rs 50,000 in the past three years. Of this, I put Rs 20,000 in fixed deposits (according to my father’s suggestion).