Personal Finance »Primers»Primers Details
Primers Details

How is the area of a flat calculated?

Masoom Gupte / Mumbai 12 May 11 | 12:52 AM

Flats are generally priced on the basis of the area. However, the actual usable area of the flat may differ from the one you are charged for, or, the saleable area. The difference between the useable and saleable areas is a result of the space included in the calculation. Some of the commonly used area calculations are:

This is the net usable area measured wall to wall, from the inner faces of walls. Simply put, it is the area in a flat which can be covered by carpeting. Some builders may add half the actual area of a terrace or dry areas while calculating the total carpet area. Others may treat these spaces like internal rooms and consider the entire area..

Related Stories

    No Related Stories Found
Widgets Magazine

This is the gross area of a flat. Besides the carpet area, it includes the space covered by the wall thickness and ducts. Generally, it is 10-15 per cent more than the carpet area of the flat.

The current trend is to consider this as the saleable area. It is calculated by adding the markup for common spaces to the built-up area. These common spaces include the ones on the floor (lifts, staircases etc) and those in the building (entrance lobby, electrical room, pump room, flower beds etc). Basically, it includes all the common amenities that are built, but not directly charged to the customer. Parking space is excluded from this calculation and is typically charged for separately.

Ideally, the area of the common spaces should be calculated and added proportionately to each flat. However, this practice is rarely followed. As a thumb rule, most builders take 1.25 as the multiplying factor to calculate super built up area, multiplying the carpet area by 1.25. This would increase the total saleable area by approximately 25 per cent.

This percentage is also commonly known as ‘loading’. Most builders quote loading figures while calculating the saleable area. For example, say the carpet area of your flat is 500 square feet. The builder may add loading of about 30 per cent. This means that have to pay for 650 square feet, inspite of using only 500 square feet.

Since there is no written rule with regards to loading, on occasions, it could even be as high as 50-60 per cent. This implies that a 1,000 sq ft flat (super built up) could have a carpet area of barely 500-600 sq ft. As a result, home owners can find themselves in a dingy flat in spite of paying a high price. Builders usually justify such high loads on the basis of amenities provided. Thus, it would be higher for larger schemes, where more space is given to amenities and common areas as compared to small projects without much frills.

Widgets Magazine


Company Price Gain (%)
Dr Reddy's Labs2,413.451.39
Tata Motors311.901.02
Tata Steel564.000.95
Bharti Airtel374.000.74
Sun Pharma.Inds.573.550.47


Currently No Poll Available.

Online Portfolio

You can create Online Portfolio here using the below button.


    26 Sep 12 at 10:15 PM

However, the actual usable area of the flat may differ from the one you are charged for, or, the saleable area. The difference between the useable and saleable areas is a result of the space included in the calculation. JOELOCAL

    12 Sep 12 at 01:37 PM
By: Search Engine Optimisation

Album de Rye'n Clover "Pencils, Paper and Scissors" pour suivre ce WIP. Search Engine Optimisation

    05 Aug 12 at 11:33 AM
By: Schoenhut Traditional Spinet

I love to read this type of stuff. Good and attractive information I take from it..Thank you for posting such a nice article. Schoenhut Traditional Spinet

    04 Aug 12 at 07:42 PM
By: link building services

this calculation and is typically charged for building services

    30 Jul 12 at 11:12 AM
By: Balasaheb

Please provide IS Code no for Built up area calculation of Building.

    28 Jul 12 at 04:37 PM
By: Schoenhut Toy Pianos

Please help enhance this Teaching Note - to share with the community how you've used this resource and what teaching methods were most effective, we invite you to become a member of Portal for North America. Schoenhut Toy Pianos

    17 Jul 12 at 07:04 AM
By: georgia

This site has alot of great articles. florida medicare part b

    06 Jul 12 at 03:40 PM
By: Amy

You've got to love talking about real estate. This is the best investment that anybody can have. Next time that I'll be getting my own pad, I'll make sure to look back on this post. Additional Info forex devisenhandel

    05 Jul 12 at 01:34 AM
By: arafat

this is really a good site with great information along with excellent post for all to view and comment on this site.The information present here is helpful for the readers.Overall wonderful site.i will again visit here for more update information. read more

    03 Jul 12 at 04:14 PM
By: SEO in UK

Thanks a lot! Very nice! ZSEO in UK

1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | | Next

Widgets Magazine