Wouldn’t you want to protect your investments from inflation? Earlier, investing in gold was the only option. The Reserve Bank of India then launched Inflation Indexed Bonds (IIBs) as a hedge against inflation.
With mutual funds beginning to see increased inflows, retail investors are aggressively coming back into the market. Many need to be careful, as a distributor or bank can easily show last year’s performance and push a product.
Retail investors in mutual fund schemes, in a good market, are often misled to churn their portfolio aggressively, say industry players. Obviously, they are seldom able to reap benefits of stay invested for the long term.
In the first half of this financial year, investment into equity mutual funds touched a seven-year high of Rs 33,000 crore. Through the past five years, the sector saw a shrinking investor base and outflows of about Rs 35,000 crore.
You love shopping online and are convinced it is the next big growth story. You want to invest in shares of e-commerce companies. After the big listing by Chinese e-commerce firm Alibaba, you don't want to be left out.
Small asset management companies (AMCs) have witnessed significant erosion in their assets under fixed maturity plans, or FMPs following the adverse tax changes to debt mutual funds announced in the Union Budget in July.
Akhil Mittal, senior fund manager of Tata Asset Management says that investors whose investments in fixed maturity plans (FMPs) are nearing maturity are shifting to other products, especially hybrid or balanced funds, instead of rolling over the FMP.
Newspapers, television channels and corporate houses have dissected the performance of the Modi government after 100 days and given the government a thumbs-up. The stock markets too have shown their approval by touching new highs.
Sixty years after India launched its first mutual fund and about 20 years after the launch of its first private mutual fund, women continue to be under-represented in the country’s fund management space.
Debt mutual funds were a perfect substitute to the conventional fixed deposits (FDs) because they offered much better post-tax returns. But the Budget 2014-15 took away the tax advantage of debt funds.
Skeptical about equity funds? It is actually the most beneficial and opportune way for a retail investor to get an exposure to stocks. If you are unsure as to how mutual funds are advantageous, read on.
A tax benefit of Rs 1,300-3,000 a month isn't huge, but the Budget proposals on individual taxation came as a huge relief as the benefit came after many years in the form of increase in the basic exemption limit to Rs 2.5 lakh (Rs 3 lakh for senior